Family in a car.

In the ACT the Motor Accident Injuries Scheme is replacing Compulsory Third Party Insurance.

15 January 2020

If you are injured in a motor vehicle accident from 1 February 2020 you will receive fairer, faster and more comprehensive support under the ACT’s new Motor Accident Injuries Scheme.

The new Motor Accident Injuries Scheme will provide:

  • Cover for everyone injured in an accident
  • Quicker access to benefits allowing recovery to get underway as soon as possible
  • Ongoing support for those who need it most

The Motor Accident Injuries Scheme is replacing Compulsory Third Party Insurance, but you don’t need to do anything to be covered under the new scheme.

If you own a motor vehicle registered in the ACT, your existing CTP insurance policy will automatically become a Motor Accident Injuries policy.

The scheme will provide lower premiums, too.

Under the Motor Accident Injuries Scheme, for accidents that occur on or after 1 February 2020, certain benefits will be payable to people who are injured in a motor vehicle accident, regardless of who was at fault. These include:

  • Reasonable and necessary treatment and domestic care
  • Income replacement
  • Quality of life benefits
  • Death benefits
  • Funeral benefits

More information about making an application for benefits will be available once the scheme is in operation from 1 February 2020.

For more information on the new scheme, visit

All Canberra

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