Renting or buying a home
Find out what support you can get for the costs of renting or buying a home.
Renting a home
Get an interest-free loan to pay your rental bond
If you need help to pay for a rental bond, you could get an interest-free loan from Housing ACT’s Rental bond help.
Check if you can apply for a loan to pay your rental bond.
Affordable homes to rent
If you're on a low income, you may be able to rent a house through the Affordable Rental Scheme.
Check if you can apply for an affordable rental property.
Get a discount on your public housing rent
You can get a discount on your public housing rent based on the income of your household.
Apply for your Public Housing Rental Rebate.
Get a free check of your rental home's energy use
If you’re renting your home, you can get a free home energy assessment from the Renters’ Home Energy Program. It can help make your home more comfortable and save on energy bills.
Book a free home energy assessment.
Help to pay your rent
If you’re a private renter and in rental stress or severe financial hardship, you may be able to get financial help.
Check if you can apply for a grant from the Rent Relief Fund.
Buying a home
Help to find an affordable home
If you’re looking to buy a home and you’re on a low to moderate income, the Affordable Home Purchase Scheme could help.
Find out if you can apply and then sign up to learn about new affordable home opportunities.
Get more time to pay stamp duty on your first home
If you bought a home before 1 July 2019 and you’re eligible for the Home Buyer Concession Scheme, you can apply to pay your conveyance duty (stamp duty) later.
Check if you can apply to pay your conveyance duty (stamp duty) later.
Help to pay stamp duty for home buyers
If you’re buying a home, the Home Buyer Concession Scheme can remove or reduce the conveyance duty (stamp duty) you pay.
Check if you can apply for the Home Buyer Concession Scheme.
Reduced stamp duty for pensioners who sell their home to buy a new home
If you’re selling your home to buy a new home and you have an eligible concession card, you could pay less conveyance duty (stamp duty) through the Pensioner Duty Concession Scheme.
Check if you can apply for the Pensioner Duty Concession Scheme.
No stamp duty for Special Disability Trusts
If you have a special disability trust and your trust is buying a home for you to live in, the trust does not have to pay conveyance duty (stamp duty) on the home.
Check if you can get the Special Disability Trust duty exemption.
A new Severe Disability Duty Exemption will be available from 1 July 2025. It supports people with a severe disability, and their carers, to find a home. Read about the new exemption and other stamp duty cuts in the 2024–2025 budget on Our Canberra.
Other cost-of-living support
Cost-of-living support for: