Buying and owning a home in the ACT
Buy, own and maintain your home, with help for first buyers, rates, tax, energy upgrades and home safety.
First home and affordable home ownership schemes
First Home Owner Grant
A payment to help first-time buyers purchase a home.
Australian Government help for first home buyers
Access Help to Buy, the 5% deposit scheme and First Home Super Saver Scheme.
Buy an affordable home
Buy a home through the Affordable Home Purchase Scheme for households on low to moderate incomes.
Rent land to build your home
Build your home and buy the land later through the Land Rent Scheme.
Stamp duty and buying costs
Calculate your duty
Check how much stamp (conveyance) duty you’ll pay.
Home buyers stamp duty help
Pay less stamp duty through the Home Buyer Concession Scheme.
Pensioners stamp duty help
Pay less or defer stamp duty through the Pensioner Duty Concession Scheme.
People with disability stamp duty help
Pay less or no stamp duty through the Disability Duty Concession Scheme.
Off the plan unit buyers
Pay no stamp duty through the Off-the-plan Unit Duty Exemption.
Defer stamp duty
Check if you qualify for the Deferred Duty Scheme to postpone paying stamp duty.
Land title and property records
Home ownership support
Mortgage help for people in hardship
Get help from the Mortgage Relief Fund after job loss, illness or injury.
Cost-of-living support
Find out what support you can get to help with the cost of living.
Combustible cladding fees deferral
Defer extra fees for combustible cladding work if you’re in financial hardship.
Housing support for older people
Get advice on downsizing, conveyance duty concessions and support to stay in your home.
Rates and tax
Pay rates
Pay your ACT rates.
Rates help
Get help with rates if you’re a pensioner, over 65, a person with disability or in hardship.
Land tax
Calculate or pay your land tax.
Land tax exemptions for affordable rentals
Check if you can get a land tax exemption for renting out your property below market rent.
Energy upgrades
Energy-efficient product loans
Borrow up to $15,000 through the Sustainable Household Scheme for energy-efficient products.
Energy-efficient product rebates
Get money back for home energy upgrades if you have a concession card.
Free home energy advice
Get free advice to cut energy and water use and make your home more comfortable.