Help for home owners
Financial support with the costs of staying in your own home and lowering running costs.
Support is available for Canberrans to keep up with the costs of staying in their own home.
We can also help with the costs of making your home more energy-efficient and therefore cheaper to run.
Interest-free mortgage loans
Repayable, interest-free loans are available to help you pay your mortgage. These loans are for people who have unforeseen changes. These could include loss of employment, sudden illness or injury in the last 12 months.
Check if you can apply for mortgage relief.
Rates help
Some people can get a rebate (money back) on their rates. This includes people on pensions, over 65, with a disability or experiencing hardship. You may also pay lower rates or have longer to pay if you are experiencing hardship.
Check if you can apply for rates help.
Combustible cladding fees deferral
You may have extra owner’s corporation fees for combustible cladding costs. Owner-occupiers who are in financial distress can defer paying these fees.
Check if you can apply for cladding hardship deferral.
Energy-efficient products interest-free loans
You may be able to borrow up to $15,000 to buy and install energy-efficient products. You can also use the loan to buy an electric car.
Check if you can apply for a sustainable household loan.
Energy-efficient products rebates
If you’re a homeowner with an eligible concession card, you could get money back for sustainable home upgrades.
Check if you can apply for home energy rebates.
Free advice to save money on home energy and water bills
Help for low-income households to reduce energy and water use and draught-proof your home.
Check if you can apply for free home energy efficiency advice.
Read more
See more help available on our Cost of Living Support website.
Find out if you can get a free home energy assessments for renters.